Which Mutual funds schemes should I invest for monthly SWP

Please note the following against your query –

1. You have mostly selected mid cap, small cap, multi-cap and sectoral/ thematic funds which falls into moderately high to high category.

2. Considering your age, we think, these funds will not suit you. At this age, we feel that one should not take much risk and invest only in funds which are less volatile.

3. According to us, if you are looking for higher than FD returns and ready to take moderate risk then investing in equity savings funds or dynamic asset allocation or hybrid conservative funds could be a good option. While suggesting this, we are assuming that you can remain invested for 5 years at least.

4. You have also done some homework on the SWP returns of some aggressive funds. Please note that these are past returns and not a guarantee that the same will continue in future as well.

5. The other suggestion is that you should not draw more than 9% annually (monthly 0.75%) from your initial investments. Example – You may draw Rs 750 from an investment of Rs 1 Lakh.

6. You can check the following URLS to know the returns of the fund categories suggested by us –

Hybrid Equity Savings https://www.advisorkhoj.com/mutual-funds-research...

Hybrid Conservative https://www.advisorkhoj.com/mutual-funds-research...

Dynamic Asset Allocation https://www.advisorkhoj.com/mutual-funds-research...

Hope the above is helpful to you.

Thanks for the kind words about Advisorkhoj.

Wishing you the best.